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Retirement is often envisioned as a well-earned rest, a golden period of relaxation and freedom after decades of hard work. A time to chill out and spend time doing what they have been longing to do for years. However, for many retirees, (including me), this is not the reality. Some have the need for financial stability - to meet their basic needs when their pension payments are not enough. Others find difficulty in transitioning from "doing everything"...